RICS Surveyors Lancaster: Home Buyer Reports, Building Surveys, Valuations

Buying a property in Lancaster is an exciting but complex undertaking. Our award-winning surveyors are here to guide you every step of the way. With over 38 years of experience and recognised as the 2024 Compare My Move Surveyors of the Year, we are your trusted source for reliable and insightful property surveys in the Lancaster area.

Our RICS accredited surveyors have a deep understanding of Lancaster’s unique housing market, from its historic buildings to its modern developments. We’ll arm you with the knowledge you need to make an informed decision about your potential purchase.

Why choose us for your Lancaster property survey?

  • Local Expertise: Our surveyors are not just familiar with Lancaster – they live and work in the area. This translates into reports that consider local building practices, common issues and the overall property market trends.
  • Award-Winning Service: Our recognition as Surveyors of the Year reinforces our commitment to exceptional customer experience and technical excellence.
  • RICS Regulated: Upholding the highest professional standards guarantees you ethical, reliable and trustworthy service.
  • Comprehensive Reports: We don’t just deliver data; we provide clear explanations and actionable recommendations to support your decision-making.
  • Client-Centric Approach: Your questions and concerns are our priority. We’re dedicated to a transparent and informative process.

We specialise in a range of surveys, including:

  • Homebuyer Reports: Detailed assessments ideal for most modern properties.
  • Building Surveys: In-depth examinations, particularly suited for older or unconventional properties.
  • Valuations: Accurate property valuations for mortgage purposes, purchases or other needs.

Don’t leave your Lancaster property purchase to chance. Contact us today and let our award-winning team help you make a confident investment.

Lancaster Expertise: RICS Surveyors for Property Confidence

Lancaster’s property market presents a unique blend of older properties and modern developments. To navigate it confidently, a skilled and reliable surveyor is so important. Choosing an RICS accredited surveyor ensures you receive the highest level of expertise and service.

What is RICS?

The Royal Institution of Chartered Surveyors (RICS) is a globally recognised professional body setting the gold standard for surveyors. RICS surveyors possess proven qualifications, work to a strict code of ethics and carry professional indemnity insurance – your guarantee of quality.

Why Choose an RICS Accredited Surveyor in Lancaster?

  • Lancaster-Focused Knowledge: RICS surveyors really understand Lancaster’s property landscape, from its period homes to recent developments, ensuring you get the most relevant advice.
  • Impartial Guidance: Trust an RICS surveyor to put your interests first, providing objective assessments to support your decisions.
  • Peace of Mind: Sleep soundly knowing that RICS surveyors are fully insured, protecting you in any unforeseen circumstances.

Your Property. Your Questions. Our Answers

Let’s simplify your Lancaster property journey! Check out our informative articles:

Proven Reputation

Our excellent 4.8-star rating on Trustpilot affirms our commitment to client satisfaction and reliable service in Lancaster.

Contact us today to discuss your surveying needs and experience the difference of working with a RICS accredited professional!

Building Trust and Expertise: Free Consultations

Take the first step towards a sound property investment by scheduling a free consultation with our team. We’ll discuss your specific questions and concerns, providing you with expert guidance to navigate the Lancaster property market.

Don’t just take our word for it—see what our satisfied clients have to say about their Camsure experience on Trustpilot.

Partnering with Camsure means you’re making a wise investment in your future home in Lancaster.We also offer additional services such as Housing Disrepair Claims and Insurance Reinstatement Valuations.

How Much Does a Home Survey Cost in Lancaster?

Prices for a home survey usually fall between £350 and £1375, influenced by:

- Size Matters: It takes more time to survey larger Lancaster properties, which impacts the price.
- Property Condition: A detailed examination may be needed for older or more complex homes.
- The Right Survey for You: We'll help you choose between a focused Homebuyer Report and a more extensive Building Survey to match your Lancaster property needs.

Get Your Lancaster-Specific Quote: Don't leave it to chance! Contact us today for a personalised quote and expert advice tailored to your property.

Camsure's Lancaster Surveyors

Simon Morgan
Simon Morgan

Simon is an experienced property expert with over 20 years of experience in the Lancaster residential market. His background as a Director and Residential Valuer provides him with unmatched knowledge of the area's diverse housing landscape.

When not at work, Simon enjoys staying active and exploring Lancaster's countryside. As a proud dad of two teenage daughters, he understands the needs of modern families.

Client-Centred Surveys
Simon knows how complex the property market can be. His extensive experience ensures prompt, accurate surveys delivered with straightforward explanations – no confusing jargon. He's committed to giving you the information you need to make confident, stress-free decisions about your Lancaster property.

"Having dealt with thousands of residential transactions, I can empathise with the stress involved and understand clients requirements to have survey reports carried out promptly, efficiently with clarity and attention detail, without the need for too much technical jargon."

— Simon Morgan- Lancaster Surveyor, Camsure Home Surveys 2025
Alex Cooper
Alex Cooper

Alex is an RICS qualified surveyor working with home buyers and owners throughout Lancaster and the surrounding area. With a background spanning insurance, property management and surveying, he achieved his RICS qualification in August 2024 and now supports clients with a range of property surveys.

Lancaster’s mix of historic architecture and modern developments presents a wide variety of property types. Alex’s local knowledge and practical approach help clients understand the condition of a property before they commit to a purchase, no matter its age or construction style.

He believes that surveys should be clear and straightforward, and he takes care to ensure his reports provide useful information without unnecessary jargon. By presenting details in a way that’s easy to follow, Alex aims to reduce the stress of moving and help clients plan their next steps with confidence.

"I aim to provide quality advice which is both reasonable and appropriate to the subject property. I understand that the experience of moving home, both buying and selling, is a stressful one. If I am able to alleviate some of that stress through providing clear and concise information then I feel that is my duty."

— Alex Cooper, Residential Surveyor, Camsure Home Surveys, 2025

Identifying Structural Risks: A Case Study of a Trussed Roof in Lancashire

Our local Lancaster surveyor discovered a significant uplift to the ridge of the trussed roof. This uplift was concerning as it indicated potential structural issues, exacerbated by limited bracing and the added weight of solar panels. The combination of these factors posed a risk of structural failure, which could lead to costly repairs or, in extreme cases, endanger occupants.

Trussed roofs are a common structural feature in residential properties, characterised by their triangular framework. They are designed to provide structural support and stability to the roof. However, various factors such as inadequate bracing and additional loads, such as solar panels, can compromise their integrity over time.

Implications: The presence of an uplift in the trussed roof highlights the importance of thorough property surveys before purchasing or moving into a new home. Engaging an RICS Regulated Surveyor, like our surveyor, ensures that potential structural risks are identified early on. In this case, the surveyor’s expertise enabled the homeowner to make an informed decision regarding the property’s condition and any necessary remedial actions.

Recommendations: Based on the findings of the survey, our surveyor recommended further investigation by a structural engineer to assess the extent of the uplift and propose appropriate remedial measures. Additionally, he advised the homeowner to consider reinforcing the roof’s bracing and evaluating the load-bearing capacity for any future installations, such as solar panels.

Conclusion: The case study underscores the critical role of RICS Regulated Surveyors in identifying structural risks in residential properties. Our surveyor’s thorough inspection uncovered a significant issue with the trussed roof, highlighting the importance of thorough due diligence before property transactions. By heeding the recommendations of qualified surveyors, homeowners can mitigate risks and ensure the safety and longevity of their properties.

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HOMEBUYER SURVEY REPORT
RICS Level 2 Home Buyer Survey Report

A certified surveyor conducts a comprehensive visual inspection of the property through a RICS Homebuyer Survey Report. This examination discloses the property's state, bringing attention to any potential concerns before your purchase.

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HOMEBUYER SURVEY REPORT WITH VALUATION
RICS Level 2 Home Buyer Survey Report with Valuation

Our Lancaster-based surveyor is here to assist clients in ensuring they pay a fair market price for a property and accurately determine the reconstruction cost for insurance purposes.

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BUILDING SURVEY
RICS Level 3 Building Survey

A thorough building survey designed for older properties, those in a state of disrepair or properties expecting significant renovation work.

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RICs 'Red Book' Valuation

A written property market valuation, encompassing Help To Buy, Shared Ownership and designed for inheritance tax considerations*, is provided.
*Upon request, valuations and rebuild costs can be incorporated into a Building Survey for an additional fee.

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Choosing the Right Home Survey

Our knowledgeable surveyor offers a wide array of survey options tailored to meet your specific needs and the characteristics of your property. Take a look at our detailed descriptions to discover the perfect survey option that provides you with reassurance and confidence.

RICS Homebuyers Survey Report

A Homebuyer Report is specially designed for properties built after 1930 and in good condition.

Utilising a clear "traffic light" system, this report highlights the current condition and structural integrity of the property. Additionally, it addresses legal matters, identifying urgent issues necessitating immediate attention, proposing potential remedies for defects impacting property value and offering guidance on future maintenance.

For a modest additional fee, we offer a property market valuation service.

This comprehensive report extends beyond the basics by considering environmental factors such as flood risks, proximity to mining or landfill sites, soil types and the presence of radon gas. In addition, it evaluates the potential impact of significant infrastructure projects, such as the HS2 rail line, on your property's value.

RICS Building Survey

Our detailed Building Survey, previously known as a Full Structural Survey, is tailored for properties constructed before 1930.

This thorough assessment surpasses the Homebuyer Report by providing a more in-depth analysis of the property's condition and offering valuable additional advice.

For a small additional fee, you can opt for a property value assessment, which offers personalised recommendations for addressing any issues, repairs or maintenance needs.

The objective of this comprehensive report is to enable you to make well-informed decisions regarding the property's condition and prepare for future maintenance requirements.

Independent Valuation Report

Our impartial report aims to determine the market value of your property and may highlight areas requiring further investigation.

For Help to Buy applications, our specially qualified RICS registered surveyor will evaluate your home's value, which is crucial for calculating your financial commitment.

Please note that this valuation remains valid for three months.

Good communication before and after
Good communication before and after survey day via phone and email. Very comprehensive report written in plain English.
— Neil, Trustpilot

Frequently Asked Questions

It depends on the complexity of your property.

Most RICS surveys are completed in 2-24 hours, with larger or more complex properties potentially requiring longer.

Talk to your chosen surveyor directly to confirm the expected timeframe for both the inspection and the report delivery.

Buying a home:
Get a survey after your offer is accepted: This demonstrates your seriousness and streamlines the process.

Selling your home:
Consider a pre-sale survey: Identify potential issues that could delay or even stall your sale.

Concerned about repairs?
Invest in a Level 2 survey: Gain valuable insights and plan for necessary repairs before they escalate.

The responsibility of paying for the survey depends on the location:

England, Wales, & Northern Ireland: Buyer pays. However, sellers can also choose to get one.
Scotland: Seller is required to provide a Home Report for potential buyers to view.

The time between your survey and buying the house varies based on the findings.
If there are no major issues: the process can continue smoothly as planned.

If significant problems are discovered: you might consider:
- Negotiating a lower price with the seller
- Requesting repairs from the seller before completing the purchase
- Withdrawing from the sale altogether

These steps may involve additional inspections from other specialists, which can extend the timeline.

In England, Wales and Northern Ireland, surveys are optional, but highly recommended. They can give buyers confidence and prevent unforeseen problems later.

In Scotland, getting a survey is a must before you can even list your property.

Region snapshot

Home Valuations - Lancaster

 

Lancaster’s Property Market – A Snapshot

Lancaster’s housing market proved surprisingly strong in 2023, despite rising interest rates and economic pressures. However, 2024 could see a change. Inflation, global instability and continued high-interest rates are making buyers more cautious. This means the market won’t be as active as in recent years and experts expect a slight drop in house prices (around 2-4%)

Property Prices in Lancaster

Here’s a breakdown of the average prices for different property types:

Property Type Average Price (£) Percentage of Sales
Terraced Properties £175,958 Most sales
Semi-detached Properties £221,815
Flats £139,039

Property sale prices in Lancaster experienced a 4% decrease compared to the preceding year, yet showed a 6% increase from the peak price recorded in 2021, which stood at £197,879.

Source: RightMove April2024

Major Housing Developments in Lancaster

  • Persimmon Homes Development (East of Lancaster): This large-scale project near the M6 motorway will offer a mix of housing types. Consider potential impacts on traffic and the existing landscape. For the most current information, search for reference number 24/00438/EIO on Lancaster City Council’s planning portal.
  • Whernside Road/Watery Lane Development: This recently approved development will consist of 78 new homes.
  • Bowland Rise Development (Dolphinholme): Jones Homes is building 27 properties in this village development, including a luxury five-bedroom ‘Latchford’ model.
  • Wrenman Torrisholme Development: Wrenman Strategic Land is seeking permission for up to 200 homes (20% affordable) on a site not currently designated for housing. Since Lancaster City Council lacks a five-year housing land supply, this project may proceed. Search for reference number 23/01384/OUT on the planning portal for more details.

Exploring Lancaster’s Architectural Heritage

Lancaster has a range of architectural styles reflective of its rich history. From Georgian houses gracing Castle Hill to the quaint stone cottages of Caton, each property type tells a unique tale of Lancaster’s past.

  1. Georgian Houses: Noteworthy examples of Lancaster’s Georgian architecture can be found on Castle Hill, featuring sandstone facades. This area provides views over the city and is conveniently located near local amenities.Prospective buyers should consider the maintenance requirements associated with these historic properties.
  2. Victorian Terraces: In Lancaster, the majority of terraced houses were built in the Victorian era, as a response to the influx of people into towns and cities during the Industrial Revolution. These houses offered better living conditions compared to the slums. Victorian terraced houses in this area usually have a ‘good’ room, a regular living room and a kitchen area. Each house also has a small back garden and three bedrooms upstairs, with the third bedroom often connected directly to the second.Buyers should consider possible upkeep needs, like fixing damp or structural issues.
  3. Edwardian Villas: The Fairfield area is home to impressive Edwardian villas with grand proportions. Surrounded by green spaces, including Williamson Park, this neighbourhood offers a tranquil setting within reach of the city centre.Buyers should consider the historical significance of these homes and any updates required for modern living.
  4. Stone Cottages: In the village of Caton, stone cottages are constructed with local limestone or sandstone. These properties offer a rustic aesthetic.Prospective buyers should consider the age of these buildings and any maintenance or insulation needs. Inspecting limestone and sandstone surfaces regularly for signs of damage or wear and tear is important. Cracks, chips or loose areas should be addressed promptly to prevent further deterioration.
  5. Listed Buildings: Lancaster’s historic city centre, including Church Street and St. George’s Quay, is home to many listed buildings reflecting various architectural styles. These properties are subject to conservation regulations.Buyers interested in listed buildings should seek guidance from conservation authorities and professionals to navigate planning requirements.

Living in the Region

What’s it like living in Lancaster?

Location and Landscape:

Lancaster, a historic city in Lancashire, offers a delightful blend of urban living and natural beauty. Situated along the River Lune, it’s a stone’s throw from the popular seaside town of Morecambe. The city bears the legacy of the House of Lancaster, evident in landmarks like Lancaster Castle and its museums. Nature lovers will find respite in the nearby Forest of Bowland, an Area of Outstanding Natural Beauty perfect for hiking and enjoying the outdoors.

Rental Market:

Lancaster offers a healthy rental market with an average monthly rent of £921, covering a range of properties from one-bedroom flats to larger family homes. Renting provides flexibility and can be a more budget-friendly option for many.

Education:

Families will appreciate Lancaster’s selection of educational institutions, including primary and secondary schools, schools catering to special needs and the well-regarded Lancaster & Morecambe College for further education.

Transport Connections:

Lancaster is well-connected with easy access to the M6 motorway, the West Coast Main Line railway and a network of local bus routes. The proximity of airports in Manchester, Liverpool and Blackpool adds air travel options.

Employment Opportunities:

Lancaster supports a variety of industries, including manufacturing, agriculture, tourism, healthcare and education. Average earnings are around £26,000 annually, with potential for higher salaries in sectors like technology, engineering and management.

Amenities and Leisure:

Lancaster has everything you need for daily life, with shopping centres, lively markets, restaurants and traditional pubs. Facilities like Salt Ayre Leisure Centre and Lancaster University offer activities for all ages. Plus, the city’s historic attractions like Lancaster Castle, the picturesque Williamson Park and the wider Forest of Bowland provide ample cultural and outdoor experiences.

Radon Risk

Lancaster has areas where elevated radon levels are more likely (“Radon Affected Areas”). Check the UKHSA map (https://www.ukradon.org/) to see if a potential property falls within one.

Crime Rate in Lancaster

In Lancashire, Lancaster ranks as the second safest major town and the 27th most dangerous overall out of 236 towns, villages and cities. The crime rate in Lancaster in 2023 stood at 89 crimes per 1,000 people, which is 11% higher than Lancashire’s overall rate of 81 per 1,000 daytime population. When compared to England, Wales and Northern Ireland, Lancaster ranks as the 26th safest major town and the 1,552nd most dangerous location out of all towns, cities and villages.

In May 2023, Lancaster reported the highest crime rate in Lancashire for theft from the person, with 24 crimes and a rate of 0.40 per 1,000 daytime population. November 2021 was also challenging for Lancaster, being Lancashire’s most dangerous area for bicycle theft, recording 13 crimes at a rate of 0.22 per 1,000 daytime population. Additionally, in August 2019, Lancaster had 24 reports of bicycle theft, resulting in a crime rate of 0.40, the highest for bicycle theft in Lancashire that month.

Home surveys - Lancaster

 

Where is the best place to live in Lancaster?

Best Overall:
  • Scotforth: Widely regarded as one of the most desirable areas to live in Lancaster, Scotforth was recently voted the best place for community well-being in Lancashire. This highly sought-after suburb offers a winning combination of peaceful ambiance, excellent amenities, convenient transport links and well-regarded primary schools. It’s easy to see why Scotforth tops many buyers’ lists.
  • Hala: A family-friendly suburb on the outskirts of Lancaster, offering a village-like feel while still within easy reach of the city. This area boasts excellent schools and a welcoming community.
For City Lovers:
  • City Centre: If you enjoy the buzz of urban living, Lancaster’s historic centre offers easy access to shops, restaurants, cultural attractions like the Dukes Theatre and excellent transport connections.
For a Rural Feel:
  • Quernmore: Located in the countryside yet still within commuting distance, this picturesque village provides a quiet setting for those desiring a slower pace of life.
  • Dolphinholme: Another village option with scenic surroundings and a strong community spirit. Consider this if you enjoy countryside living but still want reasonable access to the city.

Contact Camsure Home Surveys Lancaster

As Lancaster-based surveyors, we understand the ins and outs of the local property market. Buying, selling or renovating can be stressful – let us take the hassle out of it and guide you every step of the way.

Request your free quote today, call our central booking team on 01223 862808. Alternatively, please fill out the form below.
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