Red Book Valuation | Camsure Homes

RICS Red Book Valuation - Accurate and Reliable Property Assessment

What is a RICS Red Book Valuation? A Red Book Valuation is an official property valuation carried out by an RICS-registered surveyor. It follows strict professional rules set by the Royal Institution of Chartered Surveyors (RICS) and is widely accepted by banks, mortgage lenders and solicitors. The name "Red Book" comes from the original red folders used by RICS surveyors.

Best UK Surveyors 2025 – Compare My Move

What’s Included in a Red Book Valuation?

Market Value: Based on recent sales of similar properties.
Property Condition: Any issues that could affect the value.
Location: The surrounding area and local market trends.
Legal Factors: Any restrictions or special conditions on the property.
RICS Standards: Fully compliant with Red Book guidelines.

Book Your Red Book Valuation

Don't just take our word for it — here's what our customers are saying!

Which Valuation or Survey Do You Need?

Compare Our Valuations and Surveys

Choosing the right survey or valuation can be confusing. This table breaks down the key differences between a Red Book Valuation, RICS Level 2 Homebuyer Survey and Building Survey - so you can see which one fits your needs best.

Feature	RICS Red Book Valuation	RICS Level 2 Homebuyer Survey	Homebuyer Survey with Valuation	Building Survey (Level 3)
Best for	Mortgage, tax, probate or legal purposes	Modern homes in good condition	Modern homes needing valuation and survey	Older, larger or altered properties
Survey Detail	Market valuation only	Mid-level inspection covering key defects	Mid-level inspection plus market valuation	Most detailed survey with structural assessment
Checks for Structural Issues	No	Basic checks	Basic checks	Comprehensive structural investigation
Includes Market Valuation	Yes	No	Yes	No
Provides Reinstatement Cost	No	No	Yes	No
Cost	Lower	Lower	Mid-range	Higher

Book a Valuation or Survey Compare All Surveys

Our RICS Red Book Valuation Process

Initial Consultation

We start with a discussion to understand your valuation requirements.

Property Assessment

A detailed inspection to assess market value and influencing factors.

Comprehensive Valuation Report

A professionally prepared report following RICS Red Book standards.

Follow-Up Support

Our team is available to answer any questions about your valuation.

When Do You Need a Red Book Valuation?

A Red Book Valuation is needed for various legal, tax and financial purposes. If you're unsure whether you require one, see the key situations below.

Tax & Probate: Needed for inheritance tax, capital gains tax or probate calculations.
Help to Buy & Shared Ownership: Required for loan repayments, staircasing or selling.
Divorce & Legal Disputes: Used for divorce settlements and court proceedings.
Pension & Asset Transfers: Needed when moving property into a SIPP pension fund.
Secured Lending & Mortgages: Required when a lender asks for an independent valuation.
Charity Property Sales: Ensures compliance with the Charities Act when selling.
Land & Development Valuations: Used to assess site value for planning and development.

Still unsure if you need a Red Book Valuation? Get in touch and we’ll guide you through the process.

Speak to a Valuation Expert

Who Can Carry Out a RICS Red Book Valuation?

Only qualified RICS Registered Valuers are authorised to carry out Red Book Valuations, ensuring accuracy and professional standards.

Must be a Chartered Surveyor (MRICS or FRICS).
Registered with RICS Valuer Registration Scheme.
Trained to follow strict RICS Red Book guidelines.

Red Book Valuations must be unbiased and free from conflicts of interest.
Valuers cannot have financial ties to the property or client.
Ensures fair and credible valuation reports.

All valuations follow RICS Red Book professional standards.
Reports must be clear, well-documented and legally compliant.
Used for tax, legal and financial purposes where accuracy is essential.

How a Red Book Valuation Can Help You Negotiate

A RICS Red Book Valuation provides an independent assessment of a property’s worth. If the valuation is lower than the asking price, it can be used to negotiate a fairer deal. Here’s how it can help:

Challenge Overpriced Listings: If the valuation is lower than the asking price, it provides evidence to negotiate a fairer price.
Understand Market Trends: The valuation reflects real-time property values, giving you confidence when discussing price reductions.
Support Legal and Financial Negotiations: Useful in probate, divorce settlements and tax planning where precise valuations are required.
Protect Your Investment: Ensures you don’t overpay for a property, reducing the risk of negative equity.

RICS Red Book Valuation FAQs

Find answers to common questions about RICS Red Book Valuations and how they can help you.

A Red Book Valuation follows strict RICS guidelines, unlike an estate agent’s market appraisal, which is often an informal estimate and not legally recognised.

A Red Book Valuation is often required for buying or selling property, inheritance tax, probate, divorce settlements and shared ownership schemes.

If the valuation is lower than expected, you may be able to renegotiate the purchase price, gather further evidence or seek additional professional advice.

No, lenders usually require their own independent mortgage valuation. A Red Book Valuation is commonly used for legal, tax dispute resolution purposes.

For an accurate quote based on your property, get in touch with our team today.

Request A Quote

RICS Help to Buy Valuations

Carried out by a RICS Valuer: The valuation must be done by an independent RICS-registered surveyor.
Based on Market Value: The valuation is determined by recent sales of similar properties in your area.
Affects Your Repayment: If your property value has increased, you'll repay more; if it’s decreased, you'll repay less.
Only Valid for 3 Months: Your Help to Buy valuation expires after 3 months, so timing is important.

Book Your Help to Buy Valuation

Help to Buy Valuation – A Real Case

A couple needed an RICS Help to Buy Valuation to complete their loan repayment but were unsure if their lender would accept it. Our RICS Valuer provided an independent, compliant report, allowing them to move forward smoothly.

Property: 3-bedroom semi-detached house.

The RICS Help to Buy Valuation identified key factors influencing the property’s value and the loan repayment process:

Fair Market Valuation: Provided an independent valuation to meet Help to Buy requirements.
Property Condition: No significant structural issues identified, confirming a stable market value.
Smooth Loan Repayment: The valuation report was accepted by Target, allowing the repayment process to proceed without delays.

This case highlights how an independent RICS valuation ensures compliance with Help to Buy guidelines, giving homeowners confidence in their financial decisions.

Book a Help to Buy Valuation

Useful Articles for Red Book Valuations

Learn more about property valuations, surveys and when you might need a Red Book Valuation.

Not sure whether to get a Homebuyer Survey or a Building Survey? This article explains the key differences.

A simple guide to what a Homebuyer Survey includes and how it can help you avoid costly surprises.

Find out the difference between a market appraisal and a valuation and why a valuation is recommended.

Learn why using an RICS-regulated surveyor ensures expert guidance and high professional standards.

A guide to selecting the right surveyor, including key factors to consider when making your choice.